基于AIGC模式的跨境电子商贸信贷术语建设探索
Exploration of Cross-Border Digital Trade Credit Terminology Construction Based on the AIGC Model

“一带一路”倡议作为推动全球互联互通与共同发展的宏伟蓝图，已进入高质量发展的新阶段。数字经济的浪潮与人工智能生成内容技术的崛起，为国家跨境电子经贸合作带来了前所未有的机遇与挑战。语言障碍、金融标准差异以及商贸规则不统一，仍是阻碍合作效率与深度的关键瓶颈。本文通过分析了当前跨境经贸合作中在语言与标准层面面临的核心问题，继而阐述了AIGC技术在术语管理、知识生成与跨语言交互中的核心价值，旨在探索如何利用AIGC技术，系统性构建一个服务于跨境经贸合作的“跨境金融信贷 + 商贸行业术语”应用体系。同时，在最后探讨了AIGC在跨境术语应用的风险，以期为跨境电子经贸合作的深化提供新的思路与解决方案。
The Belt and Road Initiative, as a grand blueprint for promoting global connectivity and common development, has entered a new stage of high-quality development. The digital economy wave and the rise of artificial intelligence-generated content (AIGC) technology have brought unprecedented opportunities and challenges to deepening economic and trade cooperation among countries along the routes. Among them, language barriers, differences in financial standards, and the lack of unified trade rules remain key bottlenecks hindering the efficiency and depth of cooperation. This article analyzes the core issues faced in the current economic and trade cooperation at the language and standard levels, and then elaborates on the core value of AIGC technology in terminology management, knowledge generation, and cross-language interaction. It aims to explore how to utilize AIGC technology to systematically build an application system of “cross-broader financial credit + trade industry terminology” serving the economic and trade cooperation. At the same time, it discusses the risks of AIGC in cross-border terminology platform applications in the end, with the aim of providing new ideas and solutions for the deepening of digital economic and trade cooperation.