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The Vulnerability of Household Finance and Its Effects: A Literature Review and Prospects

DOI: 10.4236/ojbm.2025.132048, PP. 894-903

Keywords: Household Finance, Vulnerability, Financial Resilience, Asset Allocation, Financial Literacy

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Abstract:

With the continuous deepening and profound adjustment of the macroeconomy and financial market, household financial fragility has become a hot topic. This paper reviews the related literature on household financial fragility and conducts an in-depth analysis of the factors and effects that influence household financial fragility. Based on this, it proposes effective strategies to enhance household financial resilience.

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