%0 Journal Article %T The Vulnerability of Household Finance and Its Effects: A Literature Review and Prospects %A Bingyao Xie %A Jianhong Tao %J Open Journal of Business and Management %P 894-903 %@ 2329-3292 %D 2025 %I Scientific Research Publishing %R 10.4236/ojbm.2025.132048 %X With the continuous deepening and profound adjustment of the macroeconomy and financial market, household financial fragility has become a hot topic. This paper reviews the related literature on household financial fragility and conducts an in-depth analysis of the factors and effects that influence household financial fragility. Based on this, it proposes effective strategies to enhance household financial resilience. %K Household Finance %K Vulnerability %K Financial Resilience %K Asset Allocation %K Financial Literacy %U http://www.scirp.org/journal/PaperInformation.aspx?PaperID=141058