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E-Commerce Letters 2024
数字普惠金融对农业供应链金融的支持效应
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Abstract:
数字技术自2017年开始在我国迅速进步与发展，促使传统金融向数字普惠金融和数字供应链金融方向转变。本文通过对数字普惠金融服务对数字农业供应链金融的支持影响效应的研究成果进行基础性梳理，并提出数字普惠金融通过缓解中小企业的融资约束从而产生对数字农业供应链金融的支持效应，结合2011至2021年我国部分农业上市企业年度数据分析以数字普惠金融服务为基础的农业供应链金融的发展水平，为数字普惠金融的后续研究方向和实践应用提供参考。
Digital technology has made rapid progress and development in China since 2017, prompting the transformation of traditional finance to digital inclusive finance and digital supply chain finance. This paper basically reviews the research results on the supporting effects of digital inclusive financial services on digital agricultural supply chain finance, and proposes the supporting effects of digital inclusive finance on digital agricultural supply chain finance by easing the financing constraints of small and medium-sized enterprises. Combined with the annual data of some listed agricultural enterprises in China from 2011 to 2021, the development level of agricultural supply chain finance based on digital inclusive financial services is analyzed to provide reference for the follow-up research direction and practical application of digital inclusive finance.
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