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FINANCIAL SUPPORT FOR STUDENTS DURING UNIVERSITY STUDIES IN SLOVAKIA / Finan ná podpora tudentov po as vysoko kolského túdia v Slovenskej republike

Keywords: grants , scholarships , loans , Commercial Banks

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Abstract:

The state must play an important role in social and economic conditions of student life. Social Security student must meet the basic objective and thereby achieve higher education for people from any social background, although the applicant for study at the college has limited financial capabilities. This will be the condition of equal access and social justice for all segments of the population. Of state resources as financial assistance, whether in the form of grants, scholarships or loans. University students from socially disadvantaged families provided by the State to receive social grants. Students with excellent academic results may be awarded incentives (merit) scholarship. Other scholarships (public and private) - Scholarship MR Stefanik, National Scholarship Program, scholarships for Slovaks living abroad and foreigners, foreign scholarships for outstanding students (Fulbright, Soros scholarship). Interest from commercial banks to credit students are high. These clients have their own income, are considered a risky clients, but at other times to look at students as customers and therefore changes. Although it appeared on the market the first products, a greater expansion of loan products for students can support the right time payment of higher education. Banks are thus likely to be given the demand they find a way to loan product for this segment of people to prepare. College students get a longer period, perhaps for his whole life, is unattractive to them. tát musí zohráva d le itú úlohu v sociálnych a ekonomickych podmienkach ivota tudenta. Sociálne zabezpe enie tudentov musí sp ňa základny cie a tym je dosiahnutie vysoko kolského vzdelania pre loveka z akéhoko vek sociálneho prostredia, aj ke tento uchádza o túdium na vysokej kole má limitované finan né mo nosti. Tymto bude splnená podmienka rovného prístupu a sociálnej spravodlivosti pre v etky vrstvy obyvate stva.Zvy ovanie po tu vysoko kolsky vzdelanej populácie si vy aduje zvy enie kapacity vysokych k l oproti dne nému stavu a vy í objem vynakladanych financií na jedného tudenta. Potreba zvy ovania kapacity je v obmedzenej miere motivovaná rastom záujmu o túdium, najm v ak potrebou poskytova plnohodnotné vzdelávanie vo v etkych formách túdia. Kapacitu vysokych k l tu teda chápeme nie ako fyzicky po et tudentov v terciárnom túdiu, ale ako schopnos vysokych k l poskytnú vzdelanie na istej úrovni kvality tudentom v dennom túdiu alebo externym tudentom prepo ítanym na zodpovedajúci ekvivalent dennych tudentov. Zo strany tátu musí ís o kvalitatívne programy pr

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