全部 标题 作者
关键词 摘要

OALib Journal期刊
ISSN: 2333-9721
费用:99美元

查看量下载量

相关文章

更多...

Reconhecimento de padr?es: motodologias estatísticas em crédito ao consumidor

DOI: 10.1590/S1676-56482002000200006

Keywords: pattern recognition, credit analysis, discriminant linear function, logistic regression, lachenbruch's method.

Full-Text   Cite this paper   Add to My Lib

Abstract:

the non-payment (breach of contract) is one of the major, if not the major, problem faced by administrators (companies, agencies) of credit. in studies of such problems it was created the risk concept, that is essentially the probability of not receiving the credits from the administrators. some authors, caouette et al. (2000) and silva (1988) , refer the multivariate analysis as a very powerful tool in the risk administration of conceding the personal credit. this paper show the build and the evaluation of pattern recognition and classified rules based on the discriminant linear function and the logistic regression, to classify the clients of credit card in one of two groups. the efficiency of the procedures was evaluated by the lachenbruch method, lachenbruch (1975).

Full-Text

Contact Us

service@oalib.com

QQ:3279437679

WhatsApp +8615387084133