全部 标题 作者
关键词 摘要

OALib Journal期刊
ISSN: 2333-9721
费用:99美元

查看量下载量

相关文章

更多...
iBusiness  2026 

The Impact of Digital Transformation on Banking Performance: Case Study of Saudi Banks

DOI: 10.4236/ib.2026.181001, PP. 1-6

Keywords: Digital Transformation, Performance, Saudi Banks

Full-Text   Cite this paper   Add to My Lib

Abstract:

Recent years have been marked by a great expansion of digital operations around the world. The aim is to satisfy customers, reduce costs, and achieve greater profitability. This paper examines the impact of digital transformation on Saudi banking performance. The Saudi Digital Transformation Index (Qiyas) was used as a proxy of digital transformation. The sample studied consists of 10 listed Saudi banks in Saudi Arabia over the period 2018-2024. The results show a positive correlation between digital transformation and banking performance. In fact, a high level of digital transformation is associated with increases in the performance of banks. Moreover, the results indicate that economic growth and size are positively correlated with performance for Saudi banks.

References

[1]  Bellakhal, R., Ben, R., & Mouelhi, A. (2020). Digitalisation and Firm Performance: Evidence from Tunisian SMEs (pp. 1-29). Euneighbours.Eu.
[2]  Chen, J., Tian, Y., & Shen, Z. (2024). Research on the Impact of Digital Transformation on Commercial Bank Performance. Frontiers in Management Science, 3, 31-34.
https://doi.org/10.56397/fms.2024.06.04
[3]  Coryanata, I., Ramli, E. H., Puspita, L. M. N., & Halimatusyadiah, H. (2023). Digitalization of Banking and Financial Performance of Banking Companies. International Journal of Social Service and Research, 3, 366-371.
https://doi.org/10.46799/ijssr.v3i2.254
[4]  Herath, H. M. D. K., & Gamlath, M. (2024). Impact of Digital Transformation on Financial Performance of Licensed Commercial Banks in Sri Lanka Pre and Post COVID-19 Pandemic. Sri Lanka Journal of Social Sciences, 47, 145-163.
https://doi.org/10.4038/sljss.v47i02.9019
[5]  Ozili, P. K. (2017). Impact of Digital Finance on Financial Inclusion and Stability. Borsa Istanbul Review, 18, 329-340.
https://doi.org/10.1016/j.bir.2017.12.003
[6]  Tomar, V. (2024). Exploring the Impact of Digitalization on Bank Performance and Customer Satisfaction. International Journal of Scientific Research in Engineering and Management, 8, 1-5.
https://doi.org/10.55041/ijsrem32689
[7]  Tran, P. T. T., Le, T. T. H., & Phan, N. H. T. (2023). Digital Transformation of the Banking Industry in Developing Countries. International Journal of Professional Business Review, 8, e01503.
https://doi.org/10.26668/businessreview/2023.v8i5.1503
[8]  Zhang, Z. H. (2024). Impact of Digital Finance on Credit Structure and Risk-Taking in Commercial Banks: An Empirical Analysis. International Journal of Education and Humanities, 4, 338-349.
https://doi.org/10.58557/(ijeh).v4i3.251

Full-Text

Contact Us

service@oalib.com

QQ:3279437679

WhatsApp +8615387084133