探究与展望：构建我国个人破产法的必要性及困境优化研究
Exploration and Prospect: Research on the Necessity of Establishing China’s Personal Bankruptcy Law and the Optimization of Its Dilemmas

我国破产法律法规的发展非常缓慢，主要原因在于我国注重血缘联系的历史传统，在我国个人破产的处理中，从没有法律明文规定的通过宗族、家族之内进行调解之外，更多的情况下是有父债子偿等风俗习惯。1906年《破产律》的现世，使得我国法律界开始关注个人破产法的构建，但是个人破产法却仍未出现在现今实行的《中华人民共和国企业破产法》中，说明了我国的个人破产制度仍然存在可完善空间。故本文从个人破产制度构建的必要性出发，论述个人破产法在我国实行仍面临的困境以及可完善之处，并提出拙见。
The development of bankruptcy laws and regulations in China has been very slow, mainly due to the historical tradition of emphasizing blood ties. In the handling of personal bankruptcy in China, there is no explicit legal provision for mediation through clans or within families. In most cases, there are customs and habits such as father debt and child repayment. The emergence of the 1906 Bankruptcy Law led the legal community in China to pay attention to the construction of a personal bankruptcy law. However, the personal bankruptcy law has not yet appeared in the current Enterprise Bankruptcy Law of the People’s Republic of China, indicating that there is still room for improvement in China’s personal bankruptcy system. Therefore, starting from the necessity of constructing a personal bankruptcy system, this article discusses the difficulties and areas for improvement that the personal bankruptcy law still faces in China’s implementation, and puts forward my humble opinions.