普惠金融赋能企业数字化转型——以A股上市公司为例
Digital Transformation of Inclusive Finance Empowered Enterprises—A Case Study of A-Share Listed Companies

伴随普惠金融的迅猛发展以及现代信息化技术的有效应用，企业数字化转型进程不断加快。本研究依托2009至2020年间中国A股上市公司的详实数据，并结合北京大学编制的数字普惠金融指数，从普惠金融的独特视角出发，深入探究了其对企业数字化转型进程的影响机制。研究结果显示，普惠金融对企业数字化转型展现出了显著且积极的促进作用，彰显了其在推动企业可持续发展与转型升级中的重要战略地位。因此，政府要稳步推进普惠金融的进程，充分提升金融资源的配置效率，以促进企业数字化转型的顺利开展。
With the rapid development of inclusive finance and the effective application of modern information technology, the process of enterprise digital transformation is accelerating. Therefore, based on the data of A-share listed companies in China from 2009 to 2020 and the digital inclusive finance index of Peking University, this study examines the influence of inclusive finance on the digital transformation of enterprises from the unique perspective of inclusive finance. The findings indicate that inclusive finance exerts a positive and significant effect on enterprise digital transformation and it highlights its important strategic position in promoting the sustainable development and transformation and upgrading of enterprises. Consequently, it is essential for the government to advance the implementation of inclusive finance, enhance the efficiency of financial resource allocation, and facilitate the seamless progression of digital transformation in enterprises.