数学模型分析对县域经济发展的信贷风险预测研究
Research on Credit Risk Prediction of County Economic Development by Mathematical Model Analysis

随着县域经济发展与金融创新的深入，信贷风险管理日趋复杂化，县域银行和金融机构面临着越来越多的挑战。基于此背景，本文旨在通过数学模型对县域经济发展中的信贷风险进行预测研究，为金融决策提供科学支撑，本文首先说明了数学模型在县域经济发展信贷风险预测中的应用原则，并以某县域经济发展基本情况为例，说明了多元统计分析法数学模型的建立方法，最后通过效果分析，证明了本文所提出的数学模型的有效性和可行性，实现了对县域经济发展中信贷风险的精确预测，为相关部门提供了可靠的参考框架。
With the development of county economy and the deepening of financial innovation, credit risk management is becoming more and more complicated, and county banks and financial institutions are facing more and more challenges. Based on this background, this paper aims to forecast and study the credit risk in the development of county economy through mathematical models to provide scientific support for financial decision-making. This paper first explains the application principle of mathematical model in the prediction of credit risk in county economic development, and takes the basic situation of a county economic development as an example to illustrate the establishment method of mathematical model of multivariate statistical analysis. Finally, through the effect analysis, the validity and feasibility of the mathematical model proposed in this paper are proved, and the accurate prediction of the credit risk in the development of county economy is realized, which provides a reliable reference frame for the relevant departments.