陕西省数字普惠金融发展现状、问题与对策思考
Development Status, Problems and Countermeasures of Digital Inclusive Finance in Shaanxi Province

近年来，互联网信息技术的不断发展和数字平台的涌现，加快了金融与互联网信息技术的不断融合和深化，推动了我国数字普惠金融的发展。陕西省作为西北地区最大的经济体，近几年经济发展迅速，其数字普惠金融的发展在加快当地经济高质量发展、促进乡村振兴、缩小城乡收入差距等方面起到了积极的推动作用。为了更好地了解陕西省数字普惠金融的发展现状、发现其中存在的问题并提出解决对策，本文基于北京大学数字普惠金融指数对上述问题进行探讨。
In recent years, the continuous development of Internet information technology and the emergence of digital platforms have accelerated the continuous integration and deepening of finance and Internet information technology, and promoted the development of digital inclusive finance in China. As the largest economy in northwest China, Shaanxi Province has developed rapidly in recent years. The development of digital inclusive finance has played a positive role in accelerating the high-quality development of the local economy, promoting rural revitalization, and narrowing the urban-rural income gap. In order to better understand the development status of digital inclusive finance in Shaanxi Province, find out the existing problems and put forward solutions, this paper discusses the above problems based on the digital financial inclusion index of Peking University.