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Finance  2024 

农业再保险分散机制对乡村产业振兴的耦合协调发展研究
Research on the Coupling and Coordinated Development of Agricultural Reinsurance Decentralization Mechanism to Rural Industry Revitalization

DOI: 10.12677/FIN.2024.141027, PP. 250-260

Keywords: 农业再保险,乡村产业振兴,耦合协调度,大灾风险分散机制,灰色关联分析法
Agricultural Reinsurance
, Revitalize Rural Industries, Catastrophe Risk Dispersion Mechanism, Coupling Harmonious Degree, Grey Relational Analysis

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Abstract:

本文基于2010~2018年的数据,通过耦合协调度研究了农业再保险子系统对乡村产业振兴子系统的耦合协调度,并采用灰色关联分析法进一步分析了农业再保险子系统的四个指标对乡村产业振兴的关联度。结果显示:1) 农业再保险和乡村产业振兴的综合指标总体呈现上升的趋势,高度耦合;但目前协调水平仍然较低;2) 农业保险深度和农业保险密度与乡村产业振兴的灰色关联度极高,再保险公司资产次之。因此,为了促进农业再保险机制对乡村产业振兴的协调发展,应增加农业保险的普及度,还要提高再保险公司的偿付能力,同时还应加大监管力度,为农业再保险市场建立良好的发展体系。
Based on the data from 2010 to 2018, this paper studies the coupling coordination degree between agricultural reinsurance subsystem and rural industry revitalization subsystem through coupling coordination degree, and further analyzes the correlation degree between four indicators of agricultural reinsurance subsystem and rural industry revitalization by using grey correlation analysis. The results show that: 1) the comprehensive indicators of agricultural reinsurance and rural industrial revitalization are generally on the rise and highly coupled; however, the current level of coordination is still low; 2) The gray correlation between the depth and density of agricultural insurance and the revitalization of rural industries is extremely high, followed by the assets of reinsurance companies. Therefore, in order to promote the coordinated development of agricultural reinsurance mechanism for rural industry revitalization, we should increase the popularity of agricultural insurance, improve the solvency of reinsurance companies, and at the same time strengthen supervision to establish a good development system for agricultural reinsurance market.

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