粮食安全背景下江苏普惠金融对农民收入的影响研究
Research on the Impact of Inclusive Finance on Farmers’ Income in Jiangsu Province under the Background of Food Security

本党的二十大报告中强调，确保中国人的饭碗牢牢端在自己手中。因此对粮食安全的研究尤为重要，与粮食安全密切相关的就是农民问题，农民最核心的问题就是农民的收入问题。随着近些年江苏普惠金融的普及，为农村经济发展注入了新动能。为研究在粮食安全背景下江苏普惠金融对农民收入的影响，基于2011~2021年江苏省13个地级市的数据，进行门槛回归模型分析。研究发现，随着江苏普惠金融的发展和普及，江苏普惠金融能够显著提高农民收入水平，同时在以粮食调出率为门槛时，随着粮食调出率的增加，江苏普惠金融对农民收入提高的促进影响在减弱。鉴于此，提出了发展江苏普惠金融的建议。
The Party’s Report to the 20th CPC National Congress emphasized to ensure that China people’s rice bowls are firmly in their own hands. Therefore, the research on food security is particularly important. The problem of farmers is closely related to food security, and the core problem of farmers is farmers’ income. With the popularity of inclusive finance in Jiangsu in recent years, it has injected new kinetic energy into rural economic development. In order to study the influence of inclusive finance, Jiangsu Province on farmers’ income under the background of food security, based on the data of 13 prefecture-level cities in Jiangsu Province from 2011 to 2021, the benchmark regression model and threshold regression model were analyzed. It is found that with the development and popularization of inclusive finance in Jiangsu, inclusive finance in Jiangsu can significantly improve the income level of farmers, and the per capita GDP in rural areas and the level of agricultural modernization also have a significant impact on the improvement of farmers’ income. At the same time, taking the grain transfer rate as the threshold, the study found that with the increase of grain transfer rate, the promotion effect of inclusive finance in Jiangsu Province on farmers' income is weakening. In view of this, this paper puts forward some suggestions on developing inclusive finance in Jiangsu.