长三角地区数字金融对实体经济影响的空间效应分析
The Spatial Effect Analysis of Impact of Digital Finance on Real Economy in the Yangtze River Delta Region

数字金融作为金融创新与科技创新叠加融合的产物，在支持实体经济发展中发挥着越来越重要的作用。本文以长三角地区为研究对象，运用2011~2021年的城市面板数据，构建随机效应的空间杜宾模型对长三角地区数字金融对实体经济的空间影响效应进行研究。结果表明：长三角地区数字金融与实体经济发展水平呈现出明显的空间聚集特征，且长三角地区数字金融对实体经济发展产生显著的虹吸效应。
As a product of the superimposed integration of financial innovation and technological innovation, digital finance is playing an increasingly important role in supporting the development of the real economy. This paper takes the Yangtze River Delta region as the research object and studies the spatial impact of digital finance on the real economy in the Yangtze River Delta region by using urban panel data from 2011~2021 to construct a spatial Durbin model with random effects. The results show that digital finance and real economy development level in the Yangtze River Delta region presents obvious spatial aggregation characteristics, and digital finance in the Yangtze River Delta region has a significant siphon effect on real economy development.