儿童财商教育现状问题调查研究
Investigation on the Current Situation of Children’s Financial Intelligence Education

随着社会经济快速发展，我国儿童财商教育的需求不断增加，社会大众开始关注儿童财商教育问题。本文主要基于性别、学历、地区方面对被调查者的儿童财商教育知晓程度进行分析，进而反映我国儿童财商教育现状问题，通过实证研究发现，我国儿童财商教育体系不够完善；家长儿童财商教育认知度不高，缺乏科学指导；学校儿童财商教育内容欠缺，需加快普及相关课程；不同地区儿童财商教育水平差距大，教育资源缺乏保障。进而，本文建议多元化教育主体应共同发力，家长发挥基础作用，加强财商知识学习，引导孩子树立财商意识，学校发挥主体作用，加快落实财商教育教学工作，有关部门发挥保障作用，保障优化教育资源配置，缩小地区认知差异，共同改善我国儿童财商教育现状。
With the rapid development of social economy, the demand for children’s financial education in China has been increasing, and the public has begun to pay attention to the issue of children’s financial education. This paper analyses the respondents’ knowledge of children’s financial education based on gender, education level and region, and then reflects the current situation of children’s financial education in China. There is a wide gap between the levels of children’s financial education in different regions and the lack of guaranteed educational resources. This paper suggests that parents should play a fundamental role in strengthening the knowledge of financial literacy and guiding their children to establish financial literacy awareness, schools should play a major role in accelerating the implementation of financial literacy education, and relevant departments should play a protective role in ensuring the optimal allocation of educational resources and narrowing regional differences in knowledge, so as to jointly improve the current situation of children’s financial literacy education in China.