互联网背景下养老模式的探究——以嵌入式养老模式为例
Research on Pension Model under the Background of Internet—Taking Embedded Pension Model as an Example

随着经济发展和人们生育观念的转变，我国的人口结构正进行着前所未有的转变，老龄化不断加深给我国社会养老带来了挑战。国家层面多次出台政策助力养老服务行业的发展，但受传统观念与社会现实影响，我国养老领域依旧存在诸多问题，养老需要整个社会各个层面共同发力，才能使未来可能出现的老龄化危机平稳落地。因此需从梳理我国社会的养老问题并分析现有养老模式着手，对嵌入式养老模式进行探究，分析其现实与技术的可行性，以期探究出养老模式的新思路。
With the economic development and the change of people’s fertility concept, China’s population structure is undergoing unprecedented changes. The deepening aging has brought challenges to China’s social pension. Many policies have been issued at the national level to help the development of the elderly care service industry; but affected by traditional concepts and social reality, there are still many problems in the field of elderly care in China. Elderly care needs the joint efforts of all levels of the whole society in order to make the possible aging crisis fall smoothly in the future. Therefore, we need to start by combing the pension problems of our society and analyzing the existing pension model, explore the embedded pension model, and analyze its reality and technical feasibility, in order to explore the new ideas of the pension model.