绿色金融政策实施成效与评价的调查研究
Investigation and Research on the Effect and Evaluation of Green Finance Policy Implementation

绿色金融是关于环保、节能、低碳而推出的可持续发展的投资领域，是“十四五”时期重点发展的金融工程之一，是促进经济绿色转型的重要推手。而绿色金融政策就是相关部门根据绿色金融推出的多样化、层次化的发展策略。通过调查若干地区新冠疫情期间实施的绿色金融政策，对于研究特殊时期的绿色金融政策的实施成效具有重要意义。通过调查研究发现，在此期间的绿色金融政策仍存在着缺乏良好的政策支持和法律建设不完善、相关部门缺乏激励和约束机制、金融机构的指引力度一般、碳市场主体不明确、中小企业热情度不高等问题。同时提出了建立良好的政策和完善相关法律建设、增加金融机构激励和约束机制、加强金融机构责任意识，提高绿色金融产品指引力度、明确碳市场主体，提高中小企业积极性等建议。
Green finance is a sustainable development investment field about environmental protection, en-ergy saving and low-carbon, is one of the key development of financial engineering in the fourteenth five-year period, is an important driver to promote economic green transformation. Green finance policy is a diversified and hierarchical development strategy launched by relevant departments according to green finance. It is of great significance to study the effect of green finance policies in the special period by investigating the implementation of green finance policies in several regions during the COVID-19 outbreak. Through research, it is found that during this period, there are still some problems in green finance policies, such as lack of good policy support and imperfect legal construction, lack of incentive and restraint mechanism in relevant departments, mediocre guid-ance from financial institutions, unclear carbon market subjects, and low enthusiasm of small and medium-sized enterprises. At the same time, suggestions are put forward, such as establishing sound policies and perfecting relevant legal construction, increasing incentive and restraint mech-anism of financial institutions, strengthening responsibility consciousness of financial institutions, enhancing the guidance of green financial products, clarifying the subject of carbon market, and enhancing the enthusiasm of small and medium-sized enterprises.