Financial Performance Evaluation of Bank Deposits in Turkey: Camels Approach

CAMELS rating system, which is an off-site monitoring system, is one of the most important performance evaluation tools that evaluate financial indicators together. The main purpose of this study is to establish the performance index of the deposit banks operating in Turkey with the CAMELS rating system and to present the evaluations. In this study, the data between 2003:Q3-2016-Q2 period of total 22 deposit banks operating in Turkey were used. The CAMELS Analysis of the Turkish Banking Sector has been made both in general and in groups and performances were evaluated for each CAMELS component. According to the results, it is determined that the foreign deposit banks have the highest performance in the capital adequacy, asset quality and liquidity components; the state-owned banks have the highest performance in the management capability and earnings components; and the private deposit banks have the highest performance in the market sensitivity components