Investigation of Credit Card Usage Situations of University Students in Terms of Some Demographic Variables

The use of credit cards is increasing rapidly today. Many consumer credit cards can not pay debts every year. In addition, most individuals allocate almost all of their earnings to paying credit card debt. As a result, problems are increasing. It has become easier to have a credit card, and promotions have been increased to encourage individuals to use credit cards. As a result, uninformed consumers who do not manage their budget (ie insufficient financial issues) suffer from card debt. This situation directly harms the household and the economy of the country. Considering all these situations, it is clear that measures are needed to use credit cards. The use of unconscious credit cards has become a problem for developing countries as well as developing countries. Regarding this situation, it is necessary to increase the financial educations of the individuals and to make more conscious consumers acquire the society. Because it is observed that individuals who are knowledgeable in financial matters, who know how to manage their budget, saving are behaving more carefully in this respect. The purpose of the study conducted in the screening model is to investigate the relationship between university students' attitudes towards credit card use and demographic variables. The population of the research consists of the students in the faculty of economics and administrative sciences in Hacettepe University and Bilecik ？eyh Edebali University. Randomly chosen sample includes 300 students of the faculties. Participants were asked what their personal finance preferences are. Participants were predominantly preferred to use credit cards, and 62.3% of respondents said they were actively using credit cards. Key Words: Credit card, debt, consumer, savings