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-  2019 

Narodna ?tediona d.d. Kri?evci (1898–1948)

Keywords: Narodna ?tediona d.d. Kri?evci, structure, balance, profit and loss, stockholders, liquidation, 1898–1948

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Abstract:

Sa?etak This article elaborates on the structure, business operations, and liquidation of the Narodna ?tediona d.d. Kri?evci savings bank in the period from 1898, when it was founded, to 1948, when its liquidation was completed. In accordance with its rules, the savings bank performed activities that were in the scope of savings banks activities. The General Assembly, the Directorate and the Supervisory Board were in charge of social activities. In 1916, the savings bank bought a brickyard from Nikola Grahor, which then operated under the name Ciglana Narodne ?tedione d.d. Kri?evci. Initially, the brickyard and the savings bank operated separately, but their business operations later merged and they engaged in joint bookkeeping. Narodna ?tediona was gaining profits up until the Great Depression, due to which, it for the first time operated with a loss in 1993. The Great Depression had an especially negative effect on monetary institutes, whose clientele was mostly made up of farmers (peasants). The consequences of the Great Depression were also evident in the brickyard. In fact, the impoverished peasants did not have the purchasing power to buy brick goods. Due to lack of money and the deteriorating nature of circular kiln, Narodna ?tediona was forced to completely stop production in the brickyard in 1935. Since there were no conditions to continue its business operations, and since the planned liquidation of private monetary institutes was carried out, in 1946, Narodna ?tediona went into liquidation, which was completed in 1948

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