家庭结构、家庭关系与金融市场参与
Family Structure, Family Relations and Financial Market Participation

基于CHFS (2015年)数据库，本文研讨了家庭结构、家庭关系对家庭金融市场参与的影响。运用多维指标分析，发现家庭结构的数量和质量特征、家庭成员之间的关系均能显著作用于金融市场参与度。具体而言，子女数量、教育水平等显著为正，良好的家庭关系有促进作用。在以质量指标填充了单一的家庭结构数量指标体系的同时拓展了“家庭关系”视野，引入内部关系变量。此外，将家庭结构中子女数量分组处理、剔除家庭关系中父母做决策的样本后，结论依然稳健。
Based on the CHFS (2015) database, this article discusses the impact of family structure and family relationships on family financial market participation. Using multi-dimensional index analysis, it was found that the quantitative and qualitative characteristics of the family structure and the re-lationship between family members can all be used significantly for financial market participation. Specifically, the number of children, education level, etc. are significantly positive, and good family relations can promote it. While filling the single quantity index system of family structure with quality indicators, it expands the horizon of “family relations” and introduces internal relationship variables. In addition, after grouping the number of children in the family structure and excluding the samples of parents making decisions in family relations, the conclusion is still sound.