本文基于金融科技迅速发展的背景，以金融科技风险和监管科技应用为重点，从金融科技和监管科技发展、主要技术组成、风险防范等角度进行了分析和论证，阐述了金融科技新形势下，监管科技对金融系统风险防范的重要性。提出了监管部门要从制度和技术等方面进行改革和完善，制定紧跟国际金融发展潮流、贴近我国金融市场开放新格局、符合新时代治理金融市场要求的金融科技、监管科技，努力打造具有中国特色社会主义金融服务体系的建议。
Based on the rapid development of financial science and technology, this paper focuses on the ap-plication of financial science and technology risk and supervision technology, analyzes and de-monstrates the development of financial science and technology and regulatory science and tech-nology, the main technical composition, risk prevention and so on, and expounds the importance of supervision technology to the risk prevention of financial system under the new situation of fi-nancial science and technology. It is proposed that the regulatory authorities should reform and improve from the aspects of system and technology, formulate the financial science and technology and supervision technology that follow the international financial development trend, close to the new pattern of China's financial market opening up, meet the requirements of the new era to govern the financial market, and strive to build a socialist financial service system with Chinese characteristics.
