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The Empirical Study on the Degree and Main Factors of Financial Exclusion in China

DOI: 10.12677/ETW.2019.91001, PP. 1-9

Keywords: 金融排斥,金融排斥指数,省际差异
Financial Exclusion
, Financial Exclusion Index, In-ter-Provincial Differences

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This paper uses quantitative analysis to construct financial exclusion index from the four dimensions of use, convenience, availability and penetration of financial services, and finds that there are provincial differences in China. Next, the measurement model is constructed by Eviews6. The results show that the level of financial development, per capita disposable income, and the education level of residents have an impact on financial exclusion. Finally, from the perspective of financial institutions and the government, the countermeasures to solve the problem of China's financial exclusion are proposed.


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