金融支持农业供给侧结构性改革的创新路径
Innovation Path of Financial Support to Structural Reform of Agricultural Supply-side

以金融抑制理论为基础发展起来的农业信贷补贴理论、金融市场理论和不完全竞争市场理论为探寻我国金融支持农业供给侧结构性改革的创新路径提供了有益的参考。结合我国现阶段的农业供给侧结构性改革及农村金融市场运行实践中存在的问题，提出通过加强培育新型农村金融组织、开发新的金融产品等方式扩大涉农金融服务面；通过完善相关政策法规实现对农村金融市场的有效监管,从而增加农村金融有效供给；通过突破涉农贷款抵押担保难的瓶颈、加大农村金融信贷投放、加快三产融合等来加速农业结构调整；通过发展“一条龙”式金融服务和“互联网+农村金融”模式赋予农村金融服务更广泛内涵，从而构建系统化、多元化的农村金融体系。
The ultimate “win-win” of the rural financial system and structural reform of agricultural supply-side will depend on the structural reforming of agricultural supply-side and the developing of rural financial market. Based on the theories of rural finance and financial supplement to structural reform of agricultural supply-side in China, some problems about the structural reforming of agricultural supply-side in China and the developing of rural financial market were analyzed, then the Chinese systematic and diversified rural financial system was created. And in the system, following measures were recommended: expanding the agricultural financial services through strengthening rural financial organizations and cultivating various forms of financial products; improving relevant policies and regulations to achieve effective supervision on rural financial market, so as to increase effective rural financial supply; breaking through the difficulties of agriculture related loans mortgage, increasing rural financial credit, accelerating the three industries’ integration to accelerate the adjustment of agricultural structure; empowering more extensive connotation to rural financial services through the innovation development of the “one stop” service according the agricultural industry chain and “Internet financial services in rural finance” mode.