DEVELOPMENT OF THE ORGANIZATIONAL FINANCING MECHANISM OF INVESTMENT PROJECTS

This article contains the analysis of one of the most burning issues of economic development of Russia – formation of the innovative sphere. On its basis experience of the state economic policy directed on creating favorable conditions for attraction of investments is considered. In this regard by reasoning and research of innovative system of the Russian Federation the main signs, the principles and indicators of innovative economy are allocated, existing problems in this sphere are revealed, Besides, need of participation of insurance as economic category in development of innovations for the purpose of minimization of economic risks is confirmed, the mechanism of introduction of insurance of risks in system of financing of innovative projects is shown. Article also raises the questions of need of development of essentially new innovative security as attempt to develop the investment sphere in innovative projects for attraction of additional financial sources. Stages and the mechanism of functioning of the developed security are for this purpose designated, the characteristic features distinguishing this security from others are defined. In article the attention to need of creation of a platform for implementation of innovative projects with already allocated basic functional elements is focused. The general result of article are offers on realization of the developed methodology on functioning of an innovative security that, in turn, will give the chance to businessmen innovators to attract investments for implementation of the projects, and investors will gain additional income with minimization of risks by means of insurance that, as a result, will allow to increase competitiveness of economy of the Russian Federation in the world market in the conditions of world globalization.