全部 标题 作者
关键词 摘要

OALib Journal期刊
ISSN: 2333-9721
费用:99美元

查看量下载量

相关文章

更多...

巨灾保险下减灾积极性的影响因素及激励措施――基于美国巨灾保险项目的经验

, PP. 38-46

Keywords: 巨灾保险,防灾减灾,激励措施

Full-Text   Cite this paper   Add to My Lib

Abstract:

讨论了保险的损失补偿职能和防灾减灾功能的关系,分析了巨灾保险框架下影响被保险人、保险人和其他利害方减灾积极性的多种因素,并基于美国的实践经验,从巨灾保险制度自身设计、政府支持和社会其他利害方的配合这三个角度剖析了调动防灾减灾积极性的各种手段和政策措施.这些经验对我国巨灾保险体系的构建具有一定的借鉴意义.研究结论表明,在合理的制度下,巨灾保险将发挥重要的防灾减灾功能.

References

[1]  LITAN R E.Sharing and reducing the financial risks of future megacatastrophes[J].Economic Studies Program(working paper),the Brookings Institute,2005 Nov.
[2]  DENN IS S,M ILET.ID isasterby Design:a Reassessment of Natural Hazard in the United States[M].Washington,D.C.:Joseph Henry Press,1999.
[3]  BROW NE M,HOYT R E.Dem and for flood in surance:empirical evidence[J].Journal of Risk and Uncertainty,1999(6):291-306.
[4]  KUN REU TH ER H.Disaster Mitigation and Insurance:Learning from Katrina[C] //The ANNA LS of the American Academy of Political and Social Science.Washington D.C.2006 Vol. 604,No.1,208-227.
[5]  王国军.保险经济学[M].北京:北京大学出版社,2006.77-93.
[6]  PAU LY M.Economics of moral hazard[J].American Economic Review,1968,Vol. 58,No.3:531-537.
[7]  Institute for Business and Home Safety.Homes and hurricanes:publicopinion concerning various issues relating to home builders,building codes and damagemitigation[Z].Insurance Institute for Property Loss Reduction,Boston,1995.
[8]  KUN REU TH ER H.Insurance ascornerstone for public-private sector partnerships[J].Natural Hazard Review,2000(5):126-136.
[9]  Kleindorfer P,KUNR EUTHER H.The complem entary roles of mitigation and insurance in managing catastrophe risks[Z].paper presented at the Public and Private Partnership Conference,2000:3-4.
[10]  刘新立,贾若,罗忠敏,张文渊.中国巨灾风险管理的制度研究[J].保险研究.2008,(增刊):11-33.
[11]  KUNR EUTHER H.Causes of underinsurance against natural disasters[J].The Geneva Papers on Risk and Insurance,1984(9)No.31,April 206-220.
[12]  姚庆海.关于建立和完善中国地震保险制度的建议[J].保险研究,2008,(增刊):137-141.
[13]  曾立新.美国巨灾风险融资和政府干预研究[M].北京:对外经济贸易大学出版社,2008.71-72.
[14]  周述发,周津.地震灾后重建技术经济分析[J].当代经济,2009,(1)(下):40-41.
[15]  COH EN L,N OLL R.The economics of building code to resist seismic structures[J].Public Policy.1981(Winter):1-29.
[16]  ENGL IN K S.Fully disclosed:natural hazard disclosure in realestate transact ion[D].Eugene OR.University of Oregon,2006.
[17]  方磊.最牛校长憧憬全民参保[N].中国保险报,2009-5-22(副刊).

Full-Text

Contact Us

service@oalib.com

QQ:3279437679

WhatsApp +8615387084133