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Keywords: The international financial market is extremely volatile because of the influence of a numerous objective and subjective factors. Because of these , in their fight for maximizing the profit , the credit institutions confront permanently with all sorts of risks. It is important to know that the risk is generated by numerous operations and procedures. From these cause , at least in the financial field , the risk must be considered as a complex web of risks , in the sense that they can have common causes , and
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