Banking Services Based on High Information Technologies and their Implications

The paper approaches the most advanced information technologies, whose implementationgives shape to a new type of bank the bank of the future. Within the context, there are characterizedthe banking services, offered by this bank, such as home-banking, electronic banking, virtual bankingand on-line banking from the point of view of their operation and of the performances, brought byusing them, for the modern banking systems, including the Romanian one, presently and for thefuture.