Research on Premium Adjustment Models
保费调整模型的研究

In this paper, by analyzing insurance aggregate claims and effective investment, backward stochastic differential equation is used to establish insurance price adjustment models that are affected by investment. In addition,insurance price adjustment formulas for several general insurance types are also presented. The research has positive role for insurers to improve their status with investment in insurance market. Finally a practical example is given to illustrate the applications of the results.