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Financial Management Skills of Small Scale Business Women: Does Education Background Matters?

DOI: 10.3923/ibm.2011.226.231

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Abstract:

This research seeks to determine the relationship between the education background and financial management skills among the 93 small business women at Kuala Kangsar branch, Perak, Malaysia. The educational background consists of the formal education and entrepreneurial training background. The research objective is to determine the relationship and difference between formal education, entrepreneurial training, financial management skills and the business net income. The researcher used t-test and Spearman s Rho correlation in the inferential statistics. The findings show that there are significant relationships between the perceived financial management skills with the net income and participation in entrepreneurial training with the financial management. However, there are no significant relationships between the formal education with the business net income and the financial management skills.

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