FORMAS DE PERFECCIONAMIENTO Y MECANISMOS DE REALIZACIóN DE LA PRENDA SOBRE CRéDITOS

law n° 20,190 introduced in our legal system a new regulation for pledges without conveyance, allowing the possibility of creating it over rights, specifically over credits. detaching form the ordinary system contained in the civil code, which provides for the notification of the debtor of the pledged credit as a requirement for the perfection of the lien, the new model treats it as a mere formality of publicity, difference that solves a number of practical problems. but the following questions are how does the new model structure the way in which the security interest shall be foreclosed, and which specialties should be pointed out in reference to the regime provided for the ordinary pledges. the answer shall be fetched, in our opinion, differentiating the manner in which the contract is perfected and the methods for the foreclosure of the security interest, so that any difference regarding the first does not necessarily justify any distinctions regarding the latter.