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ALCANCES DE LA ACTIVIDAD MICROCREDITICIA EN COLOMBIA

Keywords: microcredit, microfinance, poor's bank, micro-financial institutions.

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Abstract:

this article exposes economic benefits from funding space available for low income population in the country. also, it shows various practical interpretations on real possibilities of microcredit as a development tool, comparing characteristic elements from grameen bank experience in relation to microcredit institutionalization in colombia. the problem of micro-financing is examined in the light of conventional economic analysis. from that perspective institutional environment elements are treated in various countries, then a colombian review is presented. finally, a series of representative indicators of microcredit are explored. the assessed indicators suggest that there is space for microcredit expansion with profitable conditions; it is convenient to do further research emphasizing on the magnitude and impact of such growth on the general economy.

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