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On Farmer’s Willingness to Small Forest Tenure Mortgage Loans —A Case Study on Yibin of Sichuan

DOI: 10.5539/ijbm.v6n3p272

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Based on the survey data of 364 peasant households in Yibin, Sichuan, this paper analyzes the farmer’s willingness to small forest tenure mortgage loans. The result indicates a high willingness up to 74.2%, i.e. the farmers are willing to invest forest tenure mortgage loans into forestry and agricultural production. The influential factors on farmer’s willingness to small forest tenure mortgage loans include age, education, forest area, the main source of family income, perception on the policies of forest tenure mortgage loans, social services of forestry, financial institutions, etc. We propose the policy advocacy of forest tenure mortgage loans be enhanced, mortgage loans of different period be designed for different purposes, and discount policy on small mortgage loans be issued.


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