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IT investments’ features in the Romanian banking industry

Keywords: IT investments , Romanian banks , diversification , management , strategy

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Abstract:

The paper aims to present some of the features of IT investments in the banking industry. Theoretical aspects, summarized from the literature come illustrated along with empirical findings from the Romanian banking industry. The present paper aims to provide the main drivers for IT investment in banks as well as the criteria involved when selecting a particular course of action in the associated decision-making process. The study is enriched with examples of software applications acquired by some of the major banks in Romania in the past seven years. The IT investment strategies presented in this paper can be considered proven successful practices of business-IT alignment in the Romanian banking industry

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