Electronic banking represents an advanced form of traditional banking. In this system, all activities are conducted online, allowing for quick and remote transactions. In today’s world, all countries need to adopt this modern banking approach and integrate their financial systems with digital technology. Moreover, economic relations between nations increasingly rely on the Internet and virtual platforms. As a result, countries inadvertently manage the majority of their financial and economic interactions through digital technologies. The electronic banking system plays a crucial role in detecting banking crimes effectively. One of the most concerning aspects of economic crimes is their transnational and organized nature. Such crimes can impact the economies of multiple countries, leading to significant monetary and financial challenges. Electronic banking, empowered by digital technologies such as artificial intelligence, can effectively help prevent and identify financial criminals. Unfortunately, some individuals may misuse these technologies to evade the law and gain illegal advantages. For instance, a skilled criminal could breach security measures to access personal and financial information from individuals and exploit it for their own benefit. This not only harms the victims but can also have detrimental effects on the overall health of the country’s economic system. In this article, we highlight the significant role of electronic banking in detecting banking crimes and penalizing offenders.
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