小额信贷对农村妇女经济赋权影响的实证研究
An Empirical Study on the Impact of Microfinance on Rural Women’s Economic Empowerment

自党中央、国务院下达支持妇女创业的决策部署以来，小额信贷在我国的发展速度日益加快，但整体表现与发达国家相比尚不成熟。为更好地借助小额信贷提升农村地区妇女的经济地位，文章基于微观层面，探究小额信贷对妇女赋权的具体影响及产生的社会效应。通过描述性分析验证了本文的假设——小额信贷对妇女经济赋权具有正向作用，并利用实证分析法对影响农村妇女经济赋权的因素进行明确，继而得出研究结论，并提出应对现存问题的合理对策及建议。
Since the Central Committee of the Party and The State Council issued the decision to support women’s entrepreneurship, the development of microfinance in our country is accelerating, but the overall performance is not mature compared with developed countries. In order to better improve the economic status of women in rural areas through microfinance, this paper explores the specific impact of microfinance on women’s empowerment and its social effects at the micro level. Through descriptive analysis, this paper verifies the hypothesis that microfinance has a positive effect on women’s economic empowerment, and uses empirical analysis to clarify the factors affecting rural women’s economic empowerment, and then draws research conclusions and puts forward reasonable countermeasures and suggestions to deal with existing problems.