AI在金融行业的发展历史及展望
The Development History and Prospect of AI in the Finance

随着科技的飞速发展，人工智能(AI)在金融领域的应用日益广泛和深入。本文回顾了AI的发展历史，从早期的理论探索到如今的深度应用。详细阐述了AI在金融行业中的发展趋势以及多样化应用。同时，基于当前的技术趋势和业务场景，探讨了目前AI在金融领域面临的挑战，对AI在金融领域的未来发展方向进行了前瞻性的预测。旨在为金融行业更好地利用AI技术实现创新发展提供有价值的参考和指导。
With the rapid development of technology, the application of artificial intelligence (AI) in the financial field is becoming increasingly extensive and in-depth. This article reviews the development history of AI, from early theoretical exploration to today’s deep application. It elaborates on the development trends and diverse applications of AI in the financial industry. At the same time, based on current technology trends and business scenarios, it discusses the challenges currently faced by AI in the financial field and makes forward-looking predictions on the future development direction of AI in the financial field. The aim is to provide valuable references and guidance for the financial industry to better utilize AI technology to achieve innovative development.