女性金融健康状况与风险意识研究
A Study of Women’s Financial Health Status and Risk Awareness

二十大报告指出，我国金融工作的政治性、人民性是中国特色金融的根本属性与基本属性。小组将以问卷的形式搜集地区女性风险意识和金融健康状况的数据，以此为基础，探索服务人民需要、增进民生福祉、守护人民利益的中国现代金融体系。研究结果表明：被调查者的金融健康状况虽然总体良好，但仍存在一些问题和不足。这些问题不仅影响了他们的生活质量，还可能给他们带来一定的经济风险。因此，我们需要引导他们加强财务管理，提高金融素养，以应对可能出现的经济风险。我们需要从多个方面入手，加强财务管理、金融知识等方面的教育和引导，帮助女性更好地管理自己的财务和资产，实现金融健康状况的全面提升。同时，政府和社会各界也应该加大对金融教育的投入和支持，为女性提供更多的金融教育资源和服务，共同推动金融健康事业的发展。
The report of the 20th National Congress pointed out that the political and people-oriented nature of China’s financial work is the fundamental and basic attribute of finance with Chinese characteristics. The group will use questionnaires and interviews to collect data on regional women’s risk awareness and financial health, as a basis for exploring China’s modern financial system that serves the people’s needs, promotes people’s well-being, and guards the people’s interests. The results of the study show that although the financial health status of the respondents is generally good, there are still some problems and deficiencies. These problems not only affect their quality of life, but also may bring them certain financial risks. Therefore, we need to guide them to strengthen their financial management and improve their financial literacy in order to cope with possible economic risks. We need to start from a number of aspects to strengthen education and guidance on financial management and financial literacy, so as to help women better manage their finances and assets and achieve an overall improvement in their financial health. At the same time, the government and all sectors of society should also increase their investment in and support for financial education, provide more financial education resources and services for women, and jointly promote the development of financial health.