This study exemplifies the viability of combined account, personality and circumstantial factors, for financial delinquency. The participants were 29 senior administrative officers (men) who have access to monetary operations in their organization. Each of them responded, via the telephone, to a type A-B questionnaire and a questionnaire which measured three personality syndromes—psychopathy, narcissism and Machiavellianism, known as the “dark triad”. The circumstantial part of the design, which was tested in the same meeting, was Anderson’s functional measurement of the three components of Cressey’s crime model—financial difficulty, opportunity for a delinquent financial decision, and rationalization. Meaningful connections were found between Type A-B and the crime model.
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