Cummins J. D., Sommer D. W. Capital and Risk in Property-Liability Insurance Markets[J]. Journal of Banking & Finance, 1996,20(6):1069-1092
[2]
Baranoff E. G., Sager T. W. The Relations Among Asset Risk, Product Risk, and Capital in the Life Insurance Industry[J]. Journal of Banking & Finance, 2002,26(6):1181-1197
[3]
Baranoff E., Sager T. W. The Relations Among Organizational and Distribution Forms and Capital and Asset Risk Structures in the Life Insurance Industry[J]. Journal of Risk and Insurance, 2003,70(3):375-400
[4]
Baranoff E. G., Sager T. W., Shively T. S. Managing Capital Structure: The Case of Life Insurers——A Semiparametric Simultaneous Equations Approach[R]. Risk, 2004
[5]
de Haan L., Kakes J. Are Non-Risk Based Capital Requirements for Insurance Companies Binding[J]. Journal of Banking & Finance, 2010,34(7):1618-1627
[6]
Cheng J., Elyasiani E., Jia J. J. Institutional Ownership Stability and Risk Taking: Evidence From the Life——Health Insurance Industry[J]. Journal of Risk and Insurance, 2011,78(3):609-641
Koziol C., Lawrenz J. What Makes a Bank Risky? Insights From the Optimal Capital Structure of Banks[J]. Journal of Banking & Finance, 2009,33(5):861-873
[13]
Cummins J. D., Grace M. F., Phillips R. D. Regulatory Solvency Prediction in Property-Liability Insurance: Risk Based Capital, Audit Ratios, and Cash Flow Simulation[J]. Journal of Risk & Insurance, 1998,66(3):417-458
[14]
Myers S. C. Capital Structure[J]. Journal of Economic Perspectives, 2001,15(2):81-102
[15]
Cummins J. D., Nini G. P. Optimal Capital Utilization by Financial Firms: Evidence from the Property-Liability Insurance Industry[J]. Journal of Financial Services Research, 2002,21(2):15-53
[16]
Fama E. F., French K. R. Testing Tradeoff and Pecking Order Predictions About Dividends and Debt[J]. The Review of Financial Studies, 2002,15(1):1-13
