%0 Journal Article
%T 资产证券化的动因与经济效应文献综述<br>A Literature Review of the Motivations and Economic Effects of Asset Securitization
%A 易彩云
%A 郑珑
%J Finance
%P 1169-1175
%@ 2161-0975
%D 2024
%I Hans Publishing
%R 10.12677/fin.2024.143120
%X 资产证券化发展迅速，作为创新的金融工具，其应用领域随着金融市场发展进一步扩大，且国内外相关理论与实践研究不断丰富。本文对相关文献进行梳理与总结，主要包括资产证券化的定义、动因以及经济效应。诸多研究结果表明，企业进行资产证券化的目的是拓宽融资渠道、满足流动性需求和改善资本结构等，证券化可以改善企业的经济效益和促进整个金融市场的发展。本文归纳学术界对资产证券化在动因和效应方面已有的认知与结论，以期为相关研究和实践提供有价值的参考和启示。<br />
Asset securitization is developing rapidly, as an innovative financial instrument, its application field is further expanding with the development of financial market, and the related theoretical and practical research at home and abroad is constantly enriched. This paper compiles and summarizes the relevant literature, mainly including the definition, motivation and economic effect of asset securitization. The results of many studies show that the purpose of asset securitization is to broaden financing channels, meet liquidity needs and improve capital structure, etc. Securitization can improve the economic efficiency of enterprises and promote the development of the whole financial market. This paper summarizes the academic knowledge and conclusions on the causes and effects of asset securitization, with a view to providing valuable references and insights for related research and practice.
%K 资产证券化，定义，动因，经济效应<br>Asset Securitization
%K Define
%K Motivations
%K Economic Effects
%U http://www.hanspub.org/journal/PaperInformation.aspx?PaperID=88651