%0 Journal Article
%T 代位求偿权行使对象的法定限制与约定排除研究<br>A Study on the Legal Restrictions and Exclusions of the Right of Subrogation
%A 牟蕴秋
%J Open Journal of Legal Science
%P 778-783
%@ 2329-7379
%D 2022
%I Hans Publishing
%R 10.12677/OJLS.2022.105099
%X 保险人支付保险赔偿后行使代位求偿权，同时从法律层面和当事人意思自治层面限制或排除了保险代位求偿权的行使对象。本文首先结合司法实践分析了《保险法》规定的代位求偿权行使对象限制的具体含义及其背后的法理，进而得出实际承运人并非法定限制对象的结论，再分别以保险人和被保险人为视角探讨了当事人约定排除代位求偿权的具体形式及其法律效力。<br />
The insurer exercises the right of subrogation after paying insurance compensation, and at the same time restricts or excludes the object of the right of subrogation from the legal level and the parties’ autonomy. At first, this paper analyzed in combination with judicial practice of the “insurance law” regulation object exercising subrogation right behind the specific meaning and its legal restrictions, then draws the conclusion that the actual carrier is not legal restrictions object, again with the insurer and the insured person perspective respectively agreed by the parties to rule out the particular form of right of subrogation and its legal effect.
%K 代位求偿权，免责，弃权<br>Subrogation Right
%K Exemption
%K Waiver
%U http://www.hanspub.org/journal/PaperInformation.aspx?PaperID=55453