%0 Journal Article
%T Exploring the Perceptual and Contextual Factors Affecting Retirement Planning among Fisher Folks in the Elmina and Cape Coast Fishing Communities: A Qualitative Approac
%A Elizabeth Ewusi
%A Ronald Osei Mensah
%A Agyemang Frimpong
%A Mary Naana Essiaw
%A Isaac Yeboah
%A Yaw Tekyi Enchill
%J Advances in Applied Sociology
%P 595-617
%@ 2165-4336
%D 2021
%I Scientific Research Publishing
%R 10.4236/aasoci.2021.1112051
%X The purpose of this qualitative study was to ascertain retirement
planning by fisher folks in Elmina and Cape Coast fishing communities in the
Central Region of Ghana. Using qualitative research design<span><span><span style=\"font-family:&quot;\">ed</span></span></span><span><span><span style=\"font-family:&quot;\"> from a
phenomenological <span>view, 35 fisher folks were
conveniently sampled for the study</span></span></span></span><span><span><span style=\"font-family:&quot;\">.</span></span></span><span><span><span style=\"font-family:&quot;\"> These fisher</span></span></span><span><span><span style=\"font-family:&quot;\"> <span>folks comprised fishermen, canoe
owners and fishmongers. </span></span></span></span><span><span><span style=\"font-family:&quot;\">The</span></span></span><span><span><span style=\"font-family:&quot;\"> </span></span></span><span><span><span style=\"font-family:&quot;\">semi-structured
interview guide was used to collect data from the participants and their respon</span></span></span><span><span><span style=\"font-family:&quot;\">- </span></span></span><span><span><span style=\"font-family:&quot;\">ses were audio</span></span></span><span><span><span style=\"font-family:&quot;\">-</span></span></span><span><span><span style=\"font-family:&quot;\">recorded, transcribed and analyzed thematically. It
was re</span></span></span><span><span><span style=\"font-family:&quot;\">vealed from the study that most of the fisher folks
regarded retirement as a <span>period in which a
person is not able to work and this is dependent on the </span>person¡¯s level <span>of strength, age or health condition. It also came
to light that retirement </span>planning among fisher folks is affected by
factors such as the lack of la<span>bour unions or
associations, seasonal conditions, high cost of operation, il</span>legal <span>fishing activities, extravagant spending among
fishermen, lack of financial </span>support and the <span>mechanism of demand and supply. It is therefore recommended that an extensive
public education programme on retirement planning should be implemen</span></span></span></span><span><span><span style=\"font-family:&quot;\">- </span></span></span><span><span><span style=\"font-family:&quot;\">ted for fisher folks along </span></span></span><span><span><span style=\"font-family:&quot;\">with </span></span></span><span><span><span style=\"font-family:&quot;\">the fishing communities. The government, in</span></span></span><span><span><span style=\"font-family:&quot;\"> consultation with the security agencies such as the
%K Fisher Folks
%K Informal Sector Workers
%K Retirement
%K Retirement Planning
%K Social Security
%U http://www.scirp.org/journal/PaperInformation.aspx?PaperID=113827