%0 Journal Article
%T 我国商业银行表外业务风险防控探究<br>Research on Risk Prevention and Control of Off-Balance Sheet Business of Commercial Banks in China
%A 屈发斌
%A 叶育甫
%J Finance
%P 242-247
%@ 2161-0975
%D 2021
%I Hans Publishing
%R 10.12677/FIN.2021.114027
%X 商业银行在应用表外业务扩大业务增加利润的同时，也在规避金融监管并给商业银行自身带来了潜在的风险。研究商业银行表外业务风险及其产生的原因，不仅能更有效防范商业银行表外业务风险，更好促进商业银行持续健康发展，而且对维持我国金融市场和金融体系稳健运行以及防范我国金融系统性风险均具有十分重要的理论与现实意义。<br />
While applying off-balance sheet business to expand business to increase profits, commercial banks are also avoiding financial supervision and bringing potential risks to commercial banks them-selves. Studying the off-balance-sheet business risks of commercial banks and their causes can not only prevent the off-balance-sheet business risks of commercial banks more effectively, but also promote the sustained and healthy development of commercial banks, but also have very im-portant theoretical and practical significance for maintaining the sound operation of China’s finan-cial market and financial system and preventing the risks of China’s financial system.
%K 表外业务，商业银行，风险防范<br>Off-Balance Sheet Business
%K Commercial Bank
%K Risk Prevention
%U http://www.hanspub.org/journal/PaperInformation.aspx?PaperID=43639