%0 Journal Article
%T 金融科技背景下江苏省金融机构解决中小微企业融资难问题研究<br>Studies on How Financial Institutions in Jiangsu Province Solve the Financing Difficulties of Medium, Small and Micro-Sized Enterprises in the Context of Financial Technology
%A 韩研
%A 赵晶
%J Finance
%P 74-80
%@ 2161-0975
%D 2021
%I Hans Publishing
%R 10.12677/FIN.2021.112009
%X 金融科技的迅速发展使之成为当前金融的新兴业态，对信贷市场产生了重要影响。以金融科技为切入点，分析江苏省金融机构的发展变化、中小微企业融资现状以及金融科技解决中小微企业融资难问题。研究表明，金融科技的发展能够显著解决中小微企业融资难困境，只是还需要较长时间的验证。最后针对中小微企业融资问题，从金融科技的四个方面分别分析如何解决中小微企业融资难问题。<br />
The rapid development of financial technology makes it an emerging industry, which has a signifi-cant impact on the credit market. Taking financial technology as the entry point, this paper analyz-es the evolution of financial institutions in Jiangsu province, the current financing situation of me-dium, small, and micro-sized enterprises, and how financial technology solves the financing difficul-ties for medium, small and micro-sized enterprises. Research shows that the development of finan-cial technology can significantly solve the financing difficulties of medium, small and micro-sized enterprises, but it will take a long way to verify. Finally, in view of the financing problems of medi-um, small and micro-sized enterprises, this paper analyzes how to solve the financing challenges of medium, small and micro-sized enterprises from four aspects of financial technology, respectively.
%K 金融科技，中小微企业，融资难<br>Financial Technology
%K Small and Medium-Sized Micro Enterprises
%K Financing Difficulty
%U http://www.hanspub.org/journal/PaperInformation.aspx?PaperID=41156