%0 Journal Article
%T 新冠疫情背景前后我国家庭财富管理倾向比较<br>Comparison of Family Wealth Management Tendency before and after COVID-19 in China
%A 任芷墨
%J Finance
%P 121-127
%@ 2161-0975
%D 2021
%I Hans Publishing
%R 10.12677/FIN.2021.113014
%X 家庭财富管理意识是我国居民在当前社会需要有基础了解并且实践于日常生活中的意识。家庭财富管理包括家庭财富变化、家庭投资、家庭信贷和家庭消费等方面。2020年春节前后新冠疫情给我国打了一个“突袭战”，对内打断了我国无数家庭的未来资金规划方向，对外扰乱了国际间正常的经济贸易往来。经过我们的研究发现，20到30岁的受访者在家庭财富管理意识方面存在消费理念、资金规划、实现资产保值与增值等方面的欠缺。本次调查主要采取问卷统计的形式得出在疫情前后我国家庭财富管理的变化趋势。并且希望我国居民今后在家庭财富管理方面做到将理论和实践理论结合，同时做到消费理念升级和加强对家庭财产的安全性认识，加强防范金融诈骗的意识，实现家庭财产在保值的基础上升值，提高金融幸福度。<br />
The consciousness of family wealth management is the consciousness that Chinese residents need to have a basic understanding of and practice in daily life in the current society. Family wealth man-agement includes family wealth change, family investment, family credit and family consumption. The COVID-19 epidemic around the 2020 Spring Festival has brought a “surprise attack” to China, disrupting the future financial planning of countless Chinese families internally and disrupting the normal international economic and trade exchanges externally. Through our research, we found that interviewees aged between 20 and 30 are deficient in household wealth management aware-ness in terms of consumption concept, capital planning, and the realization of asset preservation and appreciation. This survey mainly adopts the form of questionnaire statistics to obtain the change trend of China’s household wealth management before and after the epidemic. It is also hoped that Chinese residents will combine theories with practical theories in family wealth man-agement in the future, upgrade their consumption concepts, strengthen their awareness of the safety of family property, strengthen their awareness of preventing financial fraud, realize the ap-preciation of family property on the basis of maintaining its value, and improve their financial hap-piness.
%K 新冠疫情，家庭财富，家庭消费，家庭理财，投资行为<br>Corona Virus Disease 2019
%K Family Fortunes
%K Household Consumption
%K Family Finances
%K Investment Behavior
%U http://www.hanspub.org/journal/PaperInformation.aspx?PaperID=42403