%0 Journal Article
%T Promoting Financial Credit
%A Julie Birkenmaier
%J Families in Society
%@ 1945-1350
%D 2018
%R 10.1177/1044389418767825
%X Financial personal credit is a key resource for families to gain access to resources and assets. Social work practitioners benefit from awareness of the importance of credit, a basic understanding of credit, and familiarity with critical contemporary debates regarding credit. Use of credit-building products and use of alternative and behavioral data for credit scoring are two contemporary debates that frame credit-building work. Although both hold promise as helpful, more evidence of their effectiveness is needed. Practitioners can explore credit issues with clients and familiarize themselves with accessible credit-building resources. Caution may be warranted in promoting products. Practitioners can monitor the effects on clients of alternative and behavioral data in credit scoring for policy advocacy purposes
%K personal financial credit
%K credit-building
%K grand challenges
%K economic wellbeing
%K financial practice
%U https://journals.sagepub.com/doi/full/10.1177/1044389418767825