%0 Journal Article %T Reasons why insured consumers co-pay for medicines at retail pharmacies in Pretoria, South Africa %A Hazel Bradley %A Ntobeko M. Mpanza %A Richard Laing %J Archive of "African Journal of Primary Health Care & Family Medicine". %D 2019 %R 10.4102/phcfm.v11i1.1878 %X Costly prescription medicines with existing cheaper alternatives tend to be purchased by medically insured consumers of healthcare. In South Africa medical scheme members pay higher out-of-pocket payments for medicines than those without insurance %U https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6489420/