%0 Journal Article
%T Efficiency of Microfinance Institutes (MFIs) in Cameroon: A Comparative Analysis of MFIs Affiliated to CamCCUL and MC2 Using DEA Approach and the Tobit Censored Model
%A Parveen Ngum Neba
%A Ren¨¦ Guy Omenguele
%A Jules Roger Feudjo
%J Open Journal of Business and Management
%P 467-491
%@ 2329-3292
%D 2020
%I Scientific Research Publishing
%R 10.4236/ojbm.2020.82029
%X Microfinance is a means of the struggle against
poverty in developing countries through financing activities that generate
incomes for poor households. The concern of trying to render effective
financial services to the impoverished has brought up an in-depth argument
among the Institutionalists and Welfarists school of thought. This opposition
faces two requirements of Micro Finance: targeting the poorest among the poor
(social performance) and enhancing the profitability of the institution
(financial performance). The main research question is asking if there is a
trade-off or mutuality between financial sustainability and outreach of MFIs
affiliated to CamCCUL and MC2 while the main objective is to investigate
if there is trade-off or mutuality between financial sustainability and
outreach of MFIs. After due research on 40 MFIs affiliate to CamCCUL and 40
from MC2 on the Efficiency of these MFIs using Data Envelope
Analysis (DEA) and the Censored Tobit model for the period of 2015 and 2016, we can say that on an average base, both networks are not efficient and
averagely, there is trade off in both network;