%0 Journal Article
%T Research on Fintech, Regtech and Financial Regulation in China<br/>¡ªTaking the ¡°Regulatory Sandbox¡± of Beijing Fintech Pilot as the Starting Point
%A Yuqi Chang
%A Jinmiao Hu
%J Open Journal of Business and Management
%P 369-377
%@ 2329-3292
%D 2020
%I Scientific Research Publishing
%R 10.4236/ojbm.2020.81023
%X <span style=\"font-family:Verdana;\">This article takes the Chinese version of the ¡°regulation sandbox¡±
officially launched in Beijing on December 5, 2019 as the starting point for
research. First, it analyzes the development trend of Fintech and the basic
situation of domestic Fintech development. Then, by combing the current
development trend of China</span><span style=\"font-family:Verdana;\"><span style=\"font-family:Verdana;\"><span style=\"font-family:Verdana;\">¡¯</span></span></span><span style=\"font-family:Verdana;\"><span style=\"font-family:Verdana;\"><span style=\"font-family:Verdana;\">s Fintech to the challenges brought by financial regulation and the
stable operation of the financial industry, it is pointed out that under the
situation of network and distributed application of Fintech, improving the
capability of Regtech can promote the change of financial regulation model;
Finally, in combination with the main regulatory scientific and technological
means that have been implemented with the development of financial technology
in the world, this paper put</span></span></span><span style=\"font-family:Verdana;\"><span style=\"font-family:Verdana;\"><span style=\"font-family:Verdana;\">s</span></span></span><span style=\"font-family:Verdana;\"><span style=\"font-family:Verdana;\"><span style=\"font-family:Verdana;\"> forward
relevant policy suggestions on improving the financial Regtech framework in
China.</span></span></span>
%K Fintech
%K Regtech
%K Financial Regulation
%K Regulatory Sandbox
%U http://www.scirp.org/journal/PaperInformation.aspx?PaperID=97887